Launched by Marshall Hayner in 2016, MTL is the native token of the Metal project and a crucial element of the Metal architecture. Metal Pay allows users to easily make cryptocurrency transactions and benefit from the so-called “zero fees” policy when carrying out MTL-related operations. Metal’s key goal is to make cryptocurrency swaps affordable and fast for all members of its community. Metal Pay also offers reduced fees for everyone who holds a required amount of MTL. Metal has already become the most progressive FDIC-insured projects in the USA.