{"id":12230,"date":"2026-10-12T14:30:50","date_gmt":"2026-10-12T11:30:50","guid":{"rendered":"https:\/\/godex.io\/blog\/?p=12230"},"modified":"2026-10-12T14:30:50","modified_gmt":"2026-10-12T11:30:50","slug":"uk-crypto-rules-fca-authorisation","status":"publish","type":"post","link":"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation","title":{"rendered":"UK Crypto Rules From 30 September 2026: What Changes for People Who Swap Crypto"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation\/#the_uk_crypto_regime_in_plain_english\" >The UK Crypto Regime in Plain English<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation\/#uk_crypto_regulation_timeline_key_dates\" >UK Crypto Regulation Timeline: Key Dates<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation\/#what_activities_need_fca_authorisation\" >What Activities Need FCA Authorisation?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation\/#what_changes_for_you_as_a_uk_crypto_user\" >What Changes for You as a UK Crypto User<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation\/#if_you_keep_crypto_in_your_own_wallet\" >If you keep crypto in your own wallet<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation\/#if_you_use_a_platform_or_app\" >If you use a platform or app<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation\/#financial_promotions_why_crypto_adverts_look_different\" >Financial promotions: why crypto adverts look different<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation\/#the_travel_rule_why_transfers_ask_for_more_details\" >The Travel Rule: why transfers ask for more details<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation\/#tax_swaps_are_disposals_and_hmrc_sees_more\" >Tax: swaps are disposals, and HMRC sees more<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation\/#where_do_non-custodial_instant_swaps_fit\" >Where Do Non-Custodial Instant Swaps Fit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation\/#frequently_asked_questions\" >Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation\/#what_happened_on_30_september_2026_in_uk_crypto_regulation\" >What happened on 30 September 2026 in UK crypto regulation?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation\/#when_does_the_new_uk_crypto_regime_start\" >When does the new UK crypto regime start?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation\/#do_i_need_a_licence_to_hold_or_swap_crypto_in_the_uk\" >Do I need a licence to hold or swap crypto in the UK?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation\/#is_my_fca-registered_exchange_automatically_authorised_under_the_new_regime\" >Is my FCA-registered exchange automatically authorised under the new regime?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation\/#is_swapping_one_crypto_for_another_taxable_in_the_uk\" >Is swapping one crypto for another taxable in the UK?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation\/#what_is_carf_and_does_it_affect_uk_users\" >What is CARF, and does it affect UK users?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation\/#what_protections_will_i_get_under_the_new_regime\" >What protections will I get under the new regime?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation\/#what_if_my_crypto_platform_leaves_the_uk\" >What if my crypto platform leaves the UK?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<p>On 30 September 2026, the Financial Conduct Authority (FCA) opened its authorisation gateway: the window in which crypto firms apply for a licence under the UK&#39;s new cryptoasset regime. The window closes on 28 February 2027, and the regime itself applies from 25 October 2027. Until then, the FCA&#39;s crypto oversight stays limited to anti-money-laundering registration and financial promotions. The new rules are aimed at firms. If you hold crypto in your own wallet, you don&#39;t apply for anything. But the platforms you use, your tax position and the adverts you see are all changing.<\/p>\n<p><em>Last updated: 12 October 2026<\/em><\/p>\n<p><strong>Key Takeaways<\/strong><\/p>\n<ul>\n<li><strong>The licensing window is open.<\/strong> The FCA gateway opened on 30 September 2026 and closes on 28 February 2027 (<a href=\"https:\/\/www.fca.org.uk\/firms\/new-regime-cryptoasset-regulation\/how-gateway-will-operate\" target=\"_blank\" rel=\"noopener\">FCA<\/a>).<\/li>\n<li><strong>The full regime starts on 25 October 2027.<\/strong> That&#39;s when trading platforms, dealers, brokers, custodians and staking providers serving UK customers need FCA authorisation (<a href=\"https:\/\/www.fca.org.uk\/news\/press-releases\/fca-sets-landmark-crypto-rules-cement-uks-place-global-hub\" target=\"_blank\" rel=\"noopener\">FCA, 30 June 2026<\/a>).<\/li>\n<li><strong>The law behind it is already made:<\/strong> the Financial Services and Markets Act 2000 (Cryptoassets) Regulations 2026 (SI 2026\/102), made on 4 February 2026, with 25 October 2027 set as the &quot;full commencement day&quot; (<a href=\"https:\/\/www.legislation.gov.uk\/uksi\/2026\/102\/made\" target=\"_blank\" rel=\"noopener\">legislation.gov.uk<\/a>).<\/li>\n<li><strong>Self-custody isn&#39;t licensed.<\/strong> Authorisation is for activities carried on &quot;by way of business&quot;, not for individuals managing their own coins.<\/li>\n<li><strong>Some rules already apply:<\/strong> the Travel Rule since 1 September 2023 and the crypto financial promotion rules since 8 October 2023.<\/li>\n<li><strong>Tax hasn&#39;t changed, but visibility has.<\/strong> A crypto-to-crypto swap is a disposal for Capital Gains Tax, and since January 2026 in-scope providers collect user data for HMRC under the Cryptoasset Reporting Framework.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"the_uk_crypto_regime_in_plain_english\"><\/span>The UK Crypto Regime in Plain English<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The UK is moving crypto from a light-touch registration model into the same framework that covers banks, brokers and investment firms: the Financial Services and Markets Act 2000 (FSMA).<\/p>\n<p>Until now, most crypto firms only needed to register with the FCA for anti-money-laundering purposes under the Money Laundering Regulations (MLRs). Registration checks a firm&#39;s financial-crime controls. It doesn&#39;t set conduct, capital or custody standards. The new regime does. Firms will need full FSMA authorisation, and the FCA says existing MLR registrations will <strong>not<\/strong> convert automatically (<a href=\"https:\/\/www.fca.org.uk\/firms\/new-regime-cryptoasset-regulation\/how-gateway-will-operate\" target=\"_blank\" rel=\"noopener\">FCA gateway page<\/a>).<\/p>\n<p>The FCA is also clear about the limits. In its 30 June 2026 announcement it said: &quot;we can&#39;t regulate away risk.&quot; Crypto stays high-risk under the new rules.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"uk_crypto_regulation_timeline_key_dates\"><\/span>UK Crypto Regulation Timeline: Key Dates<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Date<\/th>\n<th>What happened \/ happens<\/th>\n<th>Why it matters to you<\/th>\n<th>Source<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1 Sep 2023<\/td>\n<td>Travel Rule applies to UK crypto businesses<\/td>\n<td>Platforms collect and share sender\/recipient details on transfers<\/td>\n<td><a href=\"https:\/\/www.fca.org.uk\/news\/statements\/fca-sets-out-expectations-uk-cryptoasset-businesses-complying-travel-rule\" target=\"_blank\" rel=\"noopener\">FCA<\/a><\/td>\n<\/tr>\n<tr>\n<td>8 Oct 2023<\/td>\n<td>Crypto financial promotion rules apply<\/td>\n<td>Risk warnings, a 24-hour cooling-off for first-time investors, no refer-a-friend bonuses<\/td>\n<td><a href=\"https:\/\/www.fca.org.uk\/publication\/policy\/ps23-6.pdf\" target=\"_blank\" rel=\"noopener\">FCA PS23\/6<\/a><\/td>\n<\/tr>\n<tr>\n<td>30 Oct 2023<\/td>\n<td>HM Treasury publishes its response on the future crypto regime<\/td>\n<td>Sets the policy that firms dealing with UK retail customers need authorisation<\/td>\n<td><a href=\"https:\/\/www.gov.uk\/government\/consultations\/future-financial-services-regulatory-regime-for-cryptoassets\" target=\"_blank\" rel=\"noopener\">HM Treasury<\/a><\/td>\n<\/tr>\n<tr>\n<td>1 Jan 2026<\/td>\n<td>First Cryptoasset Reporting Framework (CARF) reporting period starts<\/td>\n<td>In-scope providers collect user and transaction data for HMRC<\/td>\n<td><a href=\"https:\/\/www.gov.uk\/guidance\/reporting-cryptoasset-user-and-transaction-data\" target=\"_blank\" rel=\"noopener\">HMRC<\/a><\/td>\n<\/tr>\n<tr>\n<td>4 Feb 2026<\/td>\n<td>Cryptoassets Regulations 2026 (SI 2026\/102) made<\/td>\n<td>The legal basis for the new regulated activities<\/td>\n<td><a href=\"https:\/\/www.legislation.gov.uk\/uksi\/2026\/102\/made\" target=\"_blank\" rel=\"noopener\">legislation.gov.uk<\/a><\/td>\n<\/tr>\n<tr>\n<td>30 Jun 2026<\/td>\n<td>FCA publishes final rules and guidance<\/td>\n<td>Conduct, custody, capital and market-abuse rules for licensed firms<\/td>\n<td><a href=\"https:\/\/www.fca.org.uk\/news\/press-releases\/fca-sets-landmark-crypto-rules-cement-uks-place-global-hub\" target=\"_blank\" rel=\"noopener\">FCA<\/a><\/td>\n<\/tr>\n<tr>\n<td>16 Sep 2026<\/td>\n<td>FCA perimeter guidance (PS26\/18)<\/td>\n<td>Explains which activities need a licence<\/td>\n<td><a href=\"https:\/\/www.fca.org.uk\/publications\/policy-statements\/ps26-18-cryptoasset-perimeter-guidance\" target=\"_blank\" rel=\"noopener\">FCA<\/a><\/td>\n<\/tr>\n<tr>\n<td><strong>30 Sep 2026<\/strong><\/td>\n<td><strong>FCA authorisation gateway opens<\/strong><\/td>\n<td>Firms start applying<\/td>\n<td><a href=\"https:\/\/www.fca.org.uk\/firms\/new-regime-cryptoasset-regulation\/how-gateway-will-operate\" target=\"_blank\" rel=\"noopener\">FCA<\/a><\/td>\n<\/tr>\n<tr>\n<td>31 Jan 2027<\/td>\n<td>Self Assessment deadline for 2025\u201326 gains<\/td>\n<td>Declare and pay tax on crypto gains above the allowance<\/td>\n<td><a href=\"https:\/\/www.gov.uk\/government\/news\/240-crypto-millionaires-revealed-in-new-government-data\" target=\"_blank\" rel=\"noopener\">HMRC<\/a><\/td>\n<\/tr>\n<tr>\n<td>28 Feb 2027<\/td>\n<td>Gateway application period closes<\/td>\n<td>Firms that miss it can&#39;t rely on the saving provision<\/td>\n<td><a href=\"https:\/\/www.fca.org.uk\/firms\/new-regime-cryptoasset-regulation\/how-gateway-will-operate\" target=\"_blank\" rel=\"noopener\">FCA<\/a><\/td>\n<\/tr>\n<tr>\n<td>31 May 2027<\/td>\n<td>First CARF reports (covering 2026) due to HMRC<\/td>\n<td>HMRC receives 2026 user data<\/td>\n<td><a href=\"https:\/\/www.gov.uk\/guidance\/reporting-cryptoasset-user-and-transaction-data\" target=\"_blank\" rel=\"noopener\">HMRC<\/a><\/td>\n<\/tr>\n<tr>\n<td><strong>25 Oct 2027<\/strong><\/td>\n<td><strong>New regime comes into force<\/strong><\/td>\n<td>Covered activities for UK customers need FCA authorisation<\/td>\n<td><a href=\"https:\/\/www.fca.org.uk\/news\/press-releases\/fca-sets-landmark-crypto-rules-cement-uks-place-global-hub\" target=\"_blank\" rel=\"noopener\">FCA<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<figure id=\"attachment_12229\" aria-describedby=\"caption-attachment-12229\" style=\"width: 1000px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-12229\" src=\"https:\/\/godex.io\/blog\/wp-content\/uploads\/2026\/10\/AN-uk-crypto-rules-timeline.png\" alt=\"Timeline of UK crypto rules from the Travel Rule in September 2023 to the new FCA regime coming into force on 25 October 2027, with the authorisation gateway opening on 30 September 2026.\" width=\"1000\" height=\"1106\" srcset=\"https:\/\/godex.io\/blog\/wp-content\/uploads\/2026\/10\/AN-uk-crypto-rules-timeline.png 1000w, https:\/\/godex.io\/blog\/wp-content\/uploads\/2026\/10\/AN-uk-crypto-rules-timeline-271x300.png 271w, https:\/\/godex.io\/blog\/wp-content\/uploads\/2026\/10\/AN-uk-crypto-rules-timeline-926x1024.png 926w, https:\/\/godex.io\/blog\/wp-content\/uploads\/2026\/10\/AN-uk-crypto-rules-timeline-768x849.png 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><figcaption id=\"caption-attachment-12229\" class=\"wp-caption-text\">Already applying: the Travel Rule, the financial promotion rules and CARF data collection. Next: the gateway closes on 28 February 2027 and the new regime starts on 25 October 2027.<\/figcaption><\/figure>\n<p>For the wider context of the month the gateway opened, see our <a href=\"https:\/\/godex.io\/blog\/crypto-privacy-regulation-recap-september-2026\">crypto privacy and regulation recap for September 2026<\/a>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"what_activities_need_fca_authorisation\"><\/span>What Activities Need FCA Authorisation?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The 2026 Regulations add new regulated activities to the FSMA framework. Per the FCA&#39;s 30 June announcement and its perimeter guidance, firms need authorisation to carry on these activities for UK customers from 25 October 2027:<\/p>\n<ul>\n<li><strong>Operating a cryptoasset trading platform<\/strong><\/li>\n<li><strong>Dealing in cryptoassets<\/strong>, as principal or as agent<\/li>\n<li><strong>Arranging deals in cryptoassets<\/strong><\/li>\n<li><strong>Safeguarding (custody)<\/strong> of cryptoassets<\/li>\n<li><strong>Staking<\/strong> arranged on a customer&#39;s behalf<\/li>\n<li><strong>Issuing qualifying stablecoins<\/strong> in the UK<\/li>\n<\/ul>\n<p>PS26\/18 puts the scope in one line: &quot;Anyone wishing to carry on these activities by way of business in the UK will need to apply for authorisation&quot;, unless an exemption or the saving and transitional provisions apply (<a href=\"https:\/\/www.fca.org.uk\/publications\/policy-statements\/ps26-18-cryptoasset-perimeter-guidance\" target=\"_blank\" rel=\"noopener\">FCA, 16 September 2026<\/a>). The guidance names overseas firms serving UK consumers among its audiences. HM Treasury&#39;s October 2023 response states the government&#39;s position that &quot;firms dealing directly with UK retail consumers should be required to be authorised irrespective of where they are located&quot; (<a href=\"https:\/\/www.gov.uk\/government\/consultations\/future-financial-services-regulatory-regime-for-cryptoassets\" target=\"_blank\" rel=\"noopener\">HM Treasury<\/a>).<\/p>\n<p>Two areas are still moving. The FCA says it will consult on decentralised finance (DeFi) guidance later in 2026 (<a href=\"https:\/\/www.fca.org.uk\/news\/press-releases\/fca-sets-landmark-crypto-rules-cement-uks-place-global-hub\" target=\"_blank\" rel=\"noopener\">FCA, 30 June 2026<\/a>). HM Treasury is also amending the 2026 Regulations, mainly around stablecoins: it published a draft in April 2026, and law-firm summaries report a final amending instrument laid before Parliament in September 2026. Details may still change before 25 October 2027.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"what_changes_for_you_as_a_uk_crypto_user\"><\/span>What Changes for You as a UK Crypto User<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"if_you_keep_crypto_in_your_own_wallet\"><\/span>If you keep crypto in your own wallet<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Nothing to apply for. The regime licenses firms that carry on activities &quot;by way of business&quot;. You don&#39;t need a licence to hold, send or receive your own coins. What changes is the menu of services around you. Some firms will get authorised, some will restrict UK access, and firms that don&#39;t apply at all must wind down their UK crypto business before the regime starts, per the <a href=\"https:\/\/www.fca.org.uk\/firms\/new-regime-cryptoasset-regulation\/how-gateway-will-operate\" target=\"_blank\" rel=\"noopener\">FCA<\/a>.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"if_you_use_a_platform_or_app\"><\/span>If you use a platform or app<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Between now and October 2027, expect notices. Your provider may tell you it has applied for authorisation, or that it&#39;s leaving the UK market. A firm that applied in the window can keep operating while the FCA decides, but it must tell the FCA it&#39;s relying on that saving provision. A firm that applies late and isn&#39;t authorised by 25 October 2027 can only service existing contracts; it can&#39;t take on new UK customers (<a href=\"https:\/\/www.fca.org.uk\/firms\/new-regime-cryptoasset-regulation\/how-gateway-will-operate\" target=\"_blank\" rel=\"noopener\">FCA<\/a>).<\/p>\n<p>Practical steps:<\/p>\n<ul>\n<li><strong>Check the FCA Register.<\/strong> Search the firm&#39;s name on the <a href=\"https:\/\/register.fca.org.uk\/\" target=\"_blank\" rel=\"noopener\">Financial Services Register<\/a>. Today you&#39;ll mostly see MLR registrations. From 25 October 2027, look for full authorisation.<\/li>\n<li><strong>Read emails about terms changes.<\/strong> If a provider leaves the UK, it should give you a deadline to withdraw. Act before it, not after.<\/li>\n<li><strong>Keep your own records.<\/strong> Platform exits make transaction history harder to retrieve later, and you need it for tax.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"financial_promotions_why_crypto_adverts_look_different\"><\/span>Financial promotions: why crypto adverts look different<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The rules from <strong>8 October 2023<\/strong> already apply to anyone promoting crypto to people in the UK. Promotions need clear risk warnings and must be &quot;clear, fair and not misleading&quot;. &quot;Refer a friend&quot; bonuses are banned, first-time investors with a firm get a cooling-off period of at least 24 hours, and firms must check that you have the knowledge and experience to invest (<a href=\"https:\/\/www.fca.org.uk\/news\/press-releases\/fca-introduces-tough-new-rules-marketing-cryptoassets\" target=\"_blank\" rel=\"noopener\">FCA, 8 June 2023<\/a>; <a href=\"https:\/\/www.fca.org.uk\/publication\/policy\/ps23-6.pdf\" target=\"_blank\" rel=\"noopener\">PS23\/6<\/a>). Some firms had until 8 January 2024 to build the cooling-off and appropriateness steps.<\/p>\n<p>A UK-facing crypto offer with sign-up bonuses or no risk warning is a red flag.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"the_travel_rule_why_transfers_ask_for_more_details\"><\/span>The Travel Rule: why transfers ask for more details<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Since <strong>1 September 2023<\/strong>, UK crypto businesses have had to &quot;collect, verify and share information about cryptoasset transfers&quot; under Part 7A of the Money Laundering Regulations (<a href=\"https:\/\/www.fca.org.uk\/news\/statements\/fca-sets-out-expectations-uk-cryptoasset-businesses-complying-travel-rule\" target=\"_blank\" rel=\"noopener\">FCA<\/a>). If a UK platform asks who owns the wallet you&#39;re sending to, this is usually why. If a transfer arrives with missing information, the FCA expects the receiving firm to decide, on a risk basis, whether to release the funds, so it can be delayed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"tax_swaps_are_disposals_and_hmrc_sees_more\"><\/span>Tax: swaps are disposals, and HMRC sees more<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li><strong>A crypto-to-crypto swap is a disposal.<\/strong> HMRC&#39;s Cryptoassets Manual lists &quot;exchanging tokens for a different type of token&quot; as a disposal for Capital Gains Tax (<a href=\"https:\/\/www.gov.uk\/hmrc-internal-manuals\/cryptoassets-manual\/crypto22100\" target=\"_blank\" rel=\"noopener\">HMRC CRYPTO22100<\/a>). Swapping BTC for ETH can create a gain even if no pounds touch your bank account.<\/li>\n<li><strong>The tax-free allowance is \u00a33,000<\/strong> of total gains for individuals (<a href=\"https:\/\/www.gov.uk\/capital-gains-tax\/allowances\" target=\"_blank\" rel=\"noopener\">GOV.UK<\/a>).<\/li>\n<li><strong>Gains for 2025\u201326<\/strong> above the allowance go on your Self Assessment return, due by <strong>31 January 2027<\/strong> (<a href=\"https:\/\/www.gov.uk\/government\/news\/240-crypto-millionaires-revealed-in-new-government-data\" target=\"_blank\" rel=\"noopener\">HMRC, 27 August 2026<\/a>).<\/li>\n<li><strong>CARF reporting started in January 2026.<\/strong> In-scope cryptoasset service providers collect user and transaction details, including for UK-resident users. The first annual report, for 2026, is due to HMRC by <strong>31 May 2027<\/strong> (<a href=\"https:\/\/www.gov.uk\/guidance\/reporting-cryptoasset-user-and-transaction-data\" target=\"_blank\" rel=\"noopener\">HMRC guidance<\/a>). CARF doesn&#39;t create a new tax. It gives HMRC more data to check against returns.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"where_do_non-custodial_instant_swaps_fit\"><\/span>Where Do Non-Custodial Instant Swaps Fit?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A non-custodial instant swap service converts one coin to another and pays the result to a wallet you control. It doesn&#39;t hold a balance for you, which makes it a different model from a custodial exchange account. The points above still apply:<\/p>\n<ul>\n<li><strong>The tax treatment doesn&#39;t change.<\/strong> A swap through any service is still a disposal for CGT.<\/li>\n<li><strong>AML checks can still apply.<\/strong> Swap services run risk-based anti-money-laundering screening and can ask for information on specific transactions.<\/li>\n<li><strong>Whether a service needs UK authorisation depends on what it does and who it serves.<\/strong> That&#39;s for the firm and the FCA to determine under the perimeter guidance, not for users to guess. If UK regulatory status matters to you, check the FCA Register.<\/li>\n<li><strong>Check the domain every time.<\/strong> Lookalike sites copy real swap services.<\/li>\n<\/ul>\n<p><strong>About the publisher:<\/strong> Godex.io is a non-custodial instant cryptocurrency exchange operating since 2017. Its only official domain is godex.io; godex.pro is a known scam site. This article is general information. It is not an offer or promotion of Godex&#39;s services, or of any crypto service, to UK users.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"frequently_asked_questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"what_happened_on_30_september_2026_in_uk_crypto_regulation\"><\/span>What happened on 30 September 2026 in UK crypto regulation?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The FCA opened its authorisation gateway. Crypto firms can now apply for FSMA authorisation, or apply to vary existing permissions, for the new regulated crypto activities. The application period runs to 28 February 2027.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"when_does_the_new_uk_crypto_regime_start\"><\/span>When does the new UK crypto regime start?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>On 25 October 2027. From that date, covered crypto activities for UK customers, such as running a trading platform, dealing, arranging deals, custody and staking, need FCA authorisation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"do_i_need_a_licence_to_hold_or_swap_crypto_in_the_uk\"><\/span>Do I need a licence to hold or swap crypto in the UK?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>No. Authorisation applies to firms carrying on regulated activities by way of business. Individuals holding, sending or swapping their own crypto don&#39;t apply for anything. You still have tax obligations.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"is_my_fca-registered_exchange_automatically_authorised_under_the_new_regime\"><\/span>Is my FCA-registered exchange automatically authorised under the new regime?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>No. The FCA says MLR registrations won&#39;t convert automatically. Registered firms must apply for FSMA authorisation, and firms that applied in the window can keep operating while the FCA decides.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"is_swapping_one_crypto_for_another_taxable_in_the_uk\"><\/span>Is swapping one crypto for another taxable in the UK?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Generally yes. HMRC treats exchanging one token for another as a disposal for Capital Gains Tax. Gains above the \u00a33,000 annual allowance are taxable, and you need records of the sterling value at the time of each swap.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"what_is_carf_and_does_it_affect_uk_users\"><\/span>What is CARF, and does it affect UK users?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The Cryptoasset Reporting Framework is an OECD standard the UK implemented from January 2026, with the first reporting period starting on 1 January 2026. In-scope crypto service providers collect user and transaction data and report it to HMRC, with the first report for 2026 due by 31 May 2027. It covers UK-resident users too.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"what_protections_will_i_get_under_the_new_regime\"><\/span>What protections will I get under the new regime?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Authorised firms will have to meet FCA conduct, capital, custody and market-abuse standards, and the FCA applies its Consumer Duty where risks are comparable. The FCA still calls crypto high-risk. Don&#39;t assume the protections you get with a bank account apply. Check what applies to a specific firm before you use it.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"what_if_my_crypto_platform_leaves_the_uk\"><\/span>What if my crypto platform leaves the UK?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Follow its instructions and withdraw before any deadline it gives. Firms that don&#39;t apply for authorisation must run off their UK crypto business before 25 October 2027. Keep your transaction history for tax.<\/p>\n<p><em>This article is general information only. It is not financial, investment, legal or tax advice, and it is not a financial promotion or an invitation to use any crypto service. Crypto is high-risk and you could lose all the money you invest. Rules change: check the primary sources linked above and consult a qualified professional about your situation.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The FCA&#8217;s crypto licensing window opened on 30 Sep 2026; the full regime starts 25 Oct 2027. What it means for UK users who swap crypto. Sourced and dated.<\/p>\n","protected":false},"author":2,"featured_media":12228,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1871,135],"tags":[],"class_list":["post-12230","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crypto-market","category-hot-topics"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>UK Crypto Rules From 30 September 2026: What Changes for Swap Users<\/title>\n<meta name=\"description\" content=\"The FCA&#039;s crypto licensing window opened on 30 Sep 2026; the full regime starts 25 Oct 2027. What it means for UK users who swap crypto. Sourced and dated.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"UK Crypto Rules From 30 September 2026: What Changes for Swap Users\" \/>\n<meta property=\"og:description\" content=\"The FCA&#039;s crypto licensing window opened on 30 Sep 2026; the full regime starts 25 Oct 2027. What it means for UK users who swap crypto. Sourced and dated.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation\" \/>\n<meta property=\"og:site_name\" content=\"Godex Crypto Blog\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/alex.tamm.5688\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-12T11:30:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/godex.io\/blog\/wp-content\/uploads\/2026\/10\/uk-crypto-rules-30-september-2026.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"525\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Alex Tamm\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/AlexTamm2\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alex Tamm\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/godex.io\\\/blog\\\/uk-crypto-rules-fca-authorisation#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/godex.io\\\/blog\\\/uk-crypto-rules-fca-authorisation\"},\"author\":{\"name\":\"Alex Tamm\",\"@id\":\"https:\\\/\\\/godex.io\\\/blog\\\/#\\\/schema\\\/person\\\/382a02d3a1bdb6e05f469be318c2d70e\"},\"headline\":\"UK Crypto Rules From 30 September 2026: What Changes for People Who Swap Crypto\",\"datePublished\":\"2026-10-12T11:30:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/godex.io\\\/blog\\\/uk-crypto-rules-fca-authorisation\"},\"wordCount\":2031,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/godex.io\\\/blog\\\/uk-crypto-rules-fca-authorisation#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/godex.io\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/uk-crypto-rules-30-september-2026.png\",\"articleSection\":[\"Crypto Market\",\"Hot Topics\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/godex.io\\\/blog\\\/uk-crypto-rules-fca-authorisation#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/godex.io\\\/blog\\\/uk-crypto-rules-fca-authorisation\",\"url\":\"https:\\\/\\\/godex.io\\\/blog\\\/uk-crypto-rules-fca-authorisation\",\"name\":\"UK Crypto Rules From 30 September 2026: What Changes for Swap Users\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/godex.io\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/godex.io\\\/blog\\\/uk-crypto-rules-fca-authorisation#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/godex.io\\\/blog\\\/uk-crypto-rules-fca-authorisation#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/godex.io\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/uk-crypto-rules-30-september-2026.png\",\"datePublished\":\"2026-10-12T11:30:50+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/godex.io\\\/blog\\\/#\\\/schema\\\/person\\\/382a02d3a1bdb6e05f469be318c2d70e\"},\"description\":\"The FCA's crypto licensing window opened on 30 Sep 2026; the full regime starts 25 Oct 2027. What it means for UK users who swap crypto. Sourced and dated.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/godex.io\\\/blog\\\/uk-crypto-rules-fca-authorisation#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/godex.io\\\/blog\\\/uk-crypto-rules-fca-authorisation\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/godex.io\\\/blog\\\/uk-crypto-rules-fca-authorisation#primaryimage\",\"url\":\"https:\\\/\\\/godex.io\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/uk-crypto-rules-30-september-2026.png\",\"contentUrl\":\"https:\\\/\\\/godex.io\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/uk-crypto-rules-30-september-2026.png\",\"width\":1000,\"height\":525,\"caption\":\"UK Crypto Rules From 30 September 2026: What Changes for People Who Swap Crypto\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/godex.io\\\/blog\\\/uk-crypto-rules-fca-authorisation#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/godex.io\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"UK Crypto Rules From 30 September 2026: What Changes for People Who Swap Crypto\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/godex.io\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/godex.io\\\/blog\\\/\",\"name\":\"Godex Crypto Blog\",\"description\":\"Blog\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/godex.io\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/godex.io\\\/blog\\\/#\\\/schema\\\/person\\\/382a02d3a1bdb6e05f469be318c2d70e\",\"name\":\"Alex Tamm\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/73f8935c2220040fad9e38840e87eb79fa2685c74c9ba2492cebdb2c4dda15a0?s=96&d=blank&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/73f8935c2220040fad9e38840e87eb79fa2685c74c9ba2492cebdb2c4dda15a0?s=96&d=blank&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/73f8935c2220040fad9e38840e87eb79fa2685c74c9ba2492cebdb2c4dda15a0?s=96&d=blank&r=g\",\"caption\":\"Alex Tamm\"},\"description\":\"Alex is a crypto enthusiast and industrialist who believes in the crypto economy. He has huge experience trading in the cryptocurrency markets, providing financial analysis, and covering topics affecting the cryptocurrency rate fluctuations and the industry as a whole. He does not currently hold value in any digital currencies or projects.\",\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/alex.tamm.5688\",\"https:\\\/\\\/x.com\\\/https:\\\/\\\/twitter.com\\\/AlexTamm2\"],\"url\":\"https:\\\/\\\/godex.io\\\/blog\\\/author\\\/godex\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"UK Crypto Rules From 30 September 2026: What Changes for Swap Users","description":"The FCA's crypto licensing window opened on 30 Sep 2026; the full regime starts 25 Oct 2027. What it means for UK users who swap crypto. Sourced and dated.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation","og_locale":"en_US","og_type":"article","og_title":"UK Crypto Rules From 30 September 2026: What Changes for Swap Users","og_description":"The FCA's crypto licensing window opened on 30 Sep 2026; the full regime starts 25 Oct 2027. What it means for UK users who swap crypto. Sourced and dated.","og_url":"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation","og_site_name":"Godex Crypto Blog","article_author":"https:\/\/www.facebook.com\/alex.tamm.5688","article_published_time":"2026-10-12T11:30:50+00:00","og_image":[{"width":1000,"height":525,"url":"https:\/\/godex.io\/blog\/wp-content\/uploads\/2026\/10\/uk-crypto-rules-30-september-2026.png","type":"image\/png"}],"author":"Alex Tamm","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/AlexTamm2","twitter_misc":{"Written by":"Alex Tamm","Est. reading time":"10 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation#article","isPartOf":{"@id":"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation"},"author":{"name":"Alex Tamm","@id":"https:\/\/godex.io\/blog\/#\/schema\/person\/382a02d3a1bdb6e05f469be318c2d70e"},"headline":"UK Crypto Rules From 30 September 2026: What Changes for People Who Swap Crypto","datePublished":"2026-10-12T11:30:50+00:00","mainEntityOfPage":{"@id":"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation"},"wordCount":2031,"commentCount":0,"image":{"@id":"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation#primaryimage"},"thumbnailUrl":"https:\/\/godex.io\/blog\/wp-content\/uploads\/2026\/10\/uk-crypto-rules-30-september-2026.png","articleSection":["Crypto Market","Hot Topics"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation#respond"]}]},{"@type":"WebPage","@id":"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation","url":"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation","name":"UK Crypto Rules From 30 September 2026: What Changes for Swap Users","isPartOf":{"@id":"https:\/\/godex.io\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation#primaryimage"},"image":{"@id":"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation#primaryimage"},"thumbnailUrl":"https:\/\/godex.io\/blog\/wp-content\/uploads\/2026\/10\/uk-crypto-rules-30-september-2026.png","datePublished":"2026-10-12T11:30:50+00:00","author":{"@id":"https:\/\/godex.io\/blog\/#\/schema\/person\/382a02d3a1bdb6e05f469be318c2d70e"},"description":"The FCA's crypto licensing window opened on 30 Sep 2026; the full regime starts 25 Oct 2027. What it means for UK users who swap crypto. Sourced and dated.","breadcrumb":{"@id":"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation#primaryimage","url":"https:\/\/godex.io\/blog\/wp-content\/uploads\/2026\/10\/uk-crypto-rules-30-september-2026.png","contentUrl":"https:\/\/godex.io\/blog\/wp-content\/uploads\/2026\/10\/uk-crypto-rules-30-september-2026.png","width":1000,"height":525,"caption":"UK Crypto Rules From 30 September 2026: What Changes for People Who Swap Crypto"},{"@type":"BreadcrumbList","@id":"https:\/\/godex.io\/blog\/uk-crypto-rules-fca-authorisation#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/godex.io\/blog\/"},{"@type":"ListItem","position":2,"name":"UK Crypto Rules From 30 September 2026: What Changes for People Who Swap Crypto"}]},{"@type":"WebSite","@id":"https:\/\/godex.io\/blog\/#website","url":"https:\/\/godex.io\/blog\/","name":"Godex Crypto Blog","description":"Blog","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/godex.io\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/godex.io\/blog\/#\/schema\/person\/382a02d3a1bdb6e05f469be318c2d70e","name":"Alex Tamm","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/73f8935c2220040fad9e38840e87eb79fa2685c74c9ba2492cebdb2c4dda15a0?s=96&d=blank&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/73f8935c2220040fad9e38840e87eb79fa2685c74c9ba2492cebdb2c4dda15a0?s=96&d=blank&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/73f8935c2220040fad9e38840e87eb79fa2685c74c9ba2492cebdb2c4dda15a0?s=96&d=blank&r=g","caption":"Alex Tamm"},"description":"Alex is a crypto enthusiast and industrialist who believes in the crypto economy. He has huge experience trading in the cryptocurrency markets, providing financial analysis, and covering topics affecting the cryptocurrency rate fluctuations and the industry as a whole. He does not currently hold value in any digital currencies or projects.","sameAs":["https:\/\/www.facebook.com\/alex.tamm.5688","https:\/\/x.com\/https:\/\/twitter.com\/AlexTamm2"],"url":"https:\/\/godex.io\/blog\/author\/godex"}]}},"lang":"en","translations":{"en":12230},"pll_sync_post":[],"_links":{"self":[{"href":"https:\/\/godex.io\/blog\/wp-json\/wp\/v2\/posts\/12230","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/godex.io\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/godex.io\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/godex.io\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/godex.io\/blog\/wp-json\/wp\/v2\/comments?post=12230"}],"version-history":[{"count":1,"href":"https:\/\/godex.io\/blog\/wp-json\/wp\/v2\/posts\/12230\/revisions"}],"predecessor-version":[{"id":12231,"href":"https:\/\/godex.io\/blog\/wp-json\/wp\/v2\/posts\/12230\/revisions\/12231"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/godex.io\/blog\/wp-json\/wp\/v2\/media\/12228"}],"wp:attachment":[{"href":"https:\/\/godex.io\/blog\/wp-json\/wp\/v2\/media?parent=12230"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/godex.io\/blog\/wp-json\/wp\/v2\/categories?post=12230"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/godex.io\/blog\/wp-json\/wp\/v2\/tags?post=12230"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}